• The Contribution of Financial Technology to Financial Inclusion in Tanzania: Accessibility, Usage, Business Growth and Challenges of Financial Technology Adoption 

  Maliganya, Willy; Badi, Lwidiko (American Journal of Industrial and Business Management, 2025)

  The study assesses the contribution of financial Technology to financial inclusion in Tanzania. It explored the accessibility and usage of financial Technology, the influence of financial technology on financial inclusion, ...
• Biomass, Carbon Stock and Sequestration Potential of Kahe Forest Reserve, Northern Tanzania 

  Zella, Adili Y. (International Journal of Research Publication and Reviews, 2024-09)

  This paper explores the significant yet underreported contribution of Kahe Forest Reserve (KFR) in Northern Tanzania to climate change adaptation and mitigation, focusing on biomass stock, carbon stock, carbon dioxide ...
• Entangling Economics of Fishing to the Sustainability of Coastal Households of Indian Ocean 

  Zella, Adili Yohana; Mpemba, Antonia (Researchgate, 2022-11)

  Fisheries and aquaculture are socio-economic activities that employ millions of people around the world as a source of income and livelihoods. However there are uncertainties in this sector which alter attainment of ...
• Resource Use Conflicts and Biodiversity Conservation in Jozani Ecosystem, Zanziba 

  Zella, Adili Y.; Juma, Said M. (International Journal of Environment, Agriculture and Biotechnology (IJEAB), 2017-02)

  Resource Conflicts are the major challenge to the responsible Institutions in the management and conservation of biodiversity in Zanzibar due to the existence of multiple and interactive reasons that lead to conflicts. ...
• Determinants Influencing Fishing Income to the Coastal Households of Indian Ocean 

  Zella, Adili Y; Antonia, Mpemba (Oceanography & Fisheries Open access Journal, 2017-08-13)

  This paper assesses the determinants influencing fishing income of households living in coastal areas of Indian Ocean by using Mafia District, Tanzania as a case study. Data collected by using survey and participatory ...
• Economic Valuation of Ecosystem Services of Bamboo in Tanzania 

  Zella, Adili.Y (Ecology& conservation science:open access, 2023-06-22)

  Deforestation increases in many countries but globally bamboo forests increased and replaces demand of forest resources which offset supply. The study employ adapted benefit transfer resulted from common environmental value ...
• Adaptation strategies of paddy farmers to build resilience to climate change in kahama district, Tanzania 

  Zella, Adili.Y; Lunyelele, Samwel S. (World journal of advance science and technology, 2024-01-31)

  The study investigates the adaptation strategies used by the paddy farmers in Kahama District to increase their adaptability to climate change. The study focuses on four main objectives, including changed farming practices, ...
• Implications of Climate Change on Rice (Oryza sativa L.) Production and Asset Ownership among Farmers in Kahama District, Tanzania 

  Zella, Adili.Y (International Journal of Environment and Climate Change, 2024)

  This study delves into the impact of climate change on rice (Oryza sativa L.) farmers and their asset ownership in Tanzania's Kahama District, aiming to assess the specific challenges and risks posed by climate change and ...
• Biomass Loss and Land Use Land Cover from Habitat Conversion in Kahe Forest Reserve, Northern Tanzania 

  Zella, Adili Y.; Kitali, Luzabeth J. (International Journal of Environment and Climate Change, 2024-10-10)

  This paper offers a less known biomass depletion and atmospheric carbon emissions due to habitat alteration in the Kahe Forest Reserve (KFR), Northern Tanzania, during a two-decade span (2003–2023). The paper measures ...
• The Knowledge of Climate Change among the Paddy Farmers of Kahama District, Shinyanga Region versus Meteorological Data 

  Lunyelele, Samwel P; Zella, Adili.Y (International Journal of Environment and Climate Change, 2024)

  The study investigated the knowledge of the paddy farmers of Kahama District on climate versus three decades meteorological data in the District. Cross sectional research design was employed on which a randomly selected ...
• Forecasting the Economic Value of Ecosystem Services in Coastal Areas of the Indian Ocean: A Case Study of the Kinondoni District, Tanzania 

  Zella, Adili Y.; Kitali, Luzabeth J. (Advances in Research, 2024-09-28)

  This study forecasts changes in the economic value of ecosystem services (ESVs) in Kinondoni District, Tanzania, between 2023 and 2033, with a focus on the impacts of land use and land cover (LULC) changes on natural ...
• Factors Influencing People Encroachment of Protected Areas in Transfrontier Conservation Areas (TFCAS): A Case Study of Selous-Niassa TFCA 

  Zella, Adili .Y (International Journal of Multidisciplinary Research and information, 2016-10-28)

  Eastern and Southern African countries’ authorities managing terrestrial transfrontier conservation areas (TFCAs) have made an effort to establish wildlife corridors as a respond conservation areas (TFCAs) have made an ...
• Mwalimu Julius Nyerere's Vision of Africa's Economic Self-reliance 

  Zella, Adili Y. (International Journal of Management and Economics Invention, 2024-11)

  This study examines Mwalimu Julius Nyerere’s vision of Africa’s economic self-sufficiency, grounded on the fundamental ideas of Ujamaa, African socialism, and Pan-Africanism as essential components of his post-colonial ...
• Leadership is an Engine of Economic Development: The Covetousness of Pre, During, Post and Neo Colonialisms in 

  Zella, Adili Y. (A Monthly Double-Blind Peer Reviewed Refereed Open Access Multidisciplinary & Multilingual International Journal - Included in the International Serial Directories, 2025-06)

  This paper provides a comprehensive examination of leadership as a central determinant in Africa’s economic development, contextualized within the historical epochs of pre-colonial autonomy, colonial domination, and ...
• Implications of Climate Change and Variability on Rural Livelihoods in Drought Prone Areas of Central Tanzania 

  Malekela, Asnath Alberto; Ntanturo, Evance; Lusiru, Sifuni Nikombolwe; Kitali, Luzabeth Jackson; Msambichaka, Sixbert; Nassor, Zuleha; Zella, Adili Yohana (International Journal of Science and Research Archive, 2023-06-27)

  Most of rural people in Tanzania depend on rain-fed agriculture as the source of their livelihood. The antagonistic effects of climate change and variability have swindled their activities hence communities have been ...
• Contribution of Coconut Trees (Cocos Nucifera) in Biomass and Carbon Store and its’ Role in Improving Livelihood of Small Scale Farmers of Coastal Areas of Tanzania 

  Zella, Adili Y.; Lawi, Yohana (Climate Change, 2019-12)

  Global warming and climate change are growing environmental concerns that are resulting from the accumulation of greenhouse gases such as carbon dioxide (CO2) in the atmosphere as a result of human anthropogenic activities. ...
• Effects of Urban Farming Practices on Income Poverty Reduction in Dodoma Municipality, Tanzania 

  Zella, Adili Y (Lupine Publisher, 2018-06-26)

  The main objective of this paper is to reveal the less known effects of urban farming practices on income poverty reduction in Dodoma Municipality, Tanzania. Collected primary and secondary data were analyzed both manually ...
• Gendered Impact of Climate Change among Paddy Farmers of Kahama District, Shinyanga Region, Tanzania 

  Lunyelele, Samwel P; Zella, Adili.Y (International Journal of Geography, Environment and Earth Science, 2024)

  The study presents the findings on the research which examined gendered impacts of climate change among the paddy farmers of Kahama District, Shinyanga Region. Specifically, the study assessed gendered desegregated effects ...
• Adapting Innovation of Information and Communication Technologies to Climate Change Risks for Agriculture Sustainability in Central Tanzania 

  Zella, A.Y; Kitali, L.J; Lusiru, S. N.; Malekela, A.A; Msambichaka, S; Nassor, Z; Ntaturo, E (World Journal of Advanced Science and Technology, 2023-06-17)

  Climate change is one of the most challenging and alarming global issues for threatening the existence of the living entities of ecosystems. Manifestations of climatic aberrations are evidently diverse and extensive in ...
• Economic Valuation of Recreation Use Value of Kilimanjaro National Park, Tanzania 

  Zella, Adili .Y; Ngunyali, Robert.H (Mwalimu Nyerere Memorial Academy (MNMA), 2016)

  Tanzanian authorities managing environmental resources/service have made an effort to set the fees to access their resources but still there is scanty information on the pricing strategy that consider both the value of ...

View more